Ayushman Bharat Yojana 2026 -PM-JAY Yojana 2026

Ayushman Bharat Yojana 2026 -PM-JAY Yojana 2026 – Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (PM-JAY) Indian government’s biggest free health insurance scheme Is. Under this, poor and needy families Free treatment up to ₹5 lakh Are being given.

✅ Key Benefits of the Scheme (2026)

✔️ Per family Free treatment up to ₹5 lakh every year
✔️ In government and private hospitals across the country cashless treatment
✔️ Pre-existing diseases also covered (no waiting)
✔️ Operation, ICU, medicines, tests, admission expenses – all included
✔️ All family members covered
✔️ No age limit
✔️ Expenses covered for first 3 days and subsequent 15 days of hospitalization

👨 👩 👧 👦 Who are the characters?

countryside

• kutcha house
• labor family
• landless family
• SC/ST family
• Names in SECC 2011 list

urban area

• rickshaw puller
• domestic workers
• sweeper
• daily wage laborer
• street vendor

📄 necessary documents

• Aadhar card
• ration card
• mobile number
• Family Comprehensive ID (in some states)
• Only Aadhar card is enough for senior citizen

🪪 How to make Ayushman card?

Method 1️⃣ – Online

1. Visit PM-JAY or Ayushman Portal
2. Login with mobile/Aadhaar
3. eligibility checks
4. Complete e-KYC
5. Download Ayushman Card

Method 2️⃣ – From CSC Center

• closeness Public Service Center (CSC) go to
• The operator will make the card for free

🏥 Where will you get treatment?

• More than 30,000+ government and private hospitals
• Valid all over India
• Treatment possible in any state

🔷 Which diseases are covered?

✔️ Heart Surgery
✔️ Kidney Dialysis
✔️ Cancer treatment
✔️ Brain Surgery
✔️ Accident treatment
✔️ Delivery / Gynecology
✔️ Bone operation

❌ What is not covered?

• OPD (without admission)
• cosmetic surgery
• General Medicines (Without Prescription)

Complete Step-by-Step Process to Apply

🔹 1) Visit the official portal 👇

🔗 Official application site: https://pmjay.gov.in/
This is from Government of India PM-JAY (Ayushman Bharat) is the official portal from where you can check the eligibility and start the application.

🔹 2) Check Eligibility

1. on the website “Am I Eligible” Click on Options.
2. own monthly/mobile number Fill out.
3. Captcha insert and otp Take it.
4. By entering OTP Verify Do it.
5. select StateThen
   • Mobile Number
   • Ration Card Number
   • aadhaar number
     View your name’s association with the list.
     ➡️ If your name appears, you are eligible.

🔹 3) Keep necessary documents ready

These documents will be useful during application/registration 👇
✔️ Aadhaar Card
✔️ Ration Card
✔️ Address Proof
✔️ Mobile number
✔️ Family Details
✔️ Passport size photo (in many cases)
➡️ These documents are necessary for eligibility verification and e-KYC process.

🔹 4) Complete e-KYC / Verification

✔️ Complete OTP based e-KYC on the website.
✔️ If not online, you Common Service Center (CSC) Or Ayushman Bharat Help Desk On reaching

• of base Biometric (Fingerprint)
• Identity Verification
  Can complete.

🔹 5) Get Ayushman e-Card (PM-JAY Card)

✔️ After eligibility confirmation your Ayushman Bharat Card (e-card) Will be released.
✔️ This card can be available to you digitally (mobile/e-mail) and you can also print it.
✔️ Many times you will get this card CSC Center You can get it printed by paying a small fee (up to ₹ 30).

🔹 6) Use of card for treatment

✔️ You can take this card Any Empaneled Hospital Can go in.
✔️ By showing this in the hospital cashless treatment (Up to ₹ 5 lakh) can be done.

📌 Important Links

🔗 Official PM-JAY Portal: https://pmjay.gov.in/
🔗 Eligibility Check (Am I Eligible): Available on this website
See other schemes here – https://sarkaritodaynews.com/

📋 Total four easy steps

🏥 online vs offline

📌 If you Unable to complete the entire process onlineso close Common Service Center (CSC) Or
You can apply by visiting Asha Health Center.
There Ayushman Mitra (support staff) will help complete the process.

⭐ In short